After a car accident, arranging a hire car can feel like yet another task in an already stressful situation. However, securing a replacement vehicle doesn’t have to be a headache if you know what to avoid. This guide outlines five common mistakes people make when arranging a hire car and offers practical advice to streamline the process.
At National Claims, we’re committed to guiding you through every step of your claim, ensuring you have the support you need to secure fair compensation. Read on to learn more, and remember, we’re here to connect you with experienced solicitors to help you with your claim.
1. Not Understanding Your Entitlement to a Hire Car
One of the biggest mistakes is assuming that you’re not entitled to a hire car after an accident. If the accident wasn’t your fault, you may be eligible for a replacement vehicle while yours is being repaired.
According to the Civil Procedure Rules (CPR) in the UK, victims of road traffic accidents can claim the reasonable cost of a hire car as part of their compensation. Whether your policy covers hire cars or you need a credit hire agreement, it’s important to understand your rights.
2. Overlooking the Importance of Credit Hire Agreements
Many people fail to understand the terms of credit hire agreements, which can lead to unexpected costs or complications. A credit hire agreement allows you to hire a car on credit, with the cost recovered from the at-fault party’s insurer.
However, it’s vital to ensure:
- The hire car is like-for-like with your vehicle.
- The hire period is reasonable.
- You’re not agreeing to excessive daily rates.
Working with a solicitor ensures that your hire agreement is fair and aligns with legal requirements. National Claims can connect you with experienced professionals to help you navigate this process.
3. Delaying the Process of Securing a Hire Car
Time is of the essence after an accident, yet many people delay arranging a hire car. This can cause significant inconvenience, especially if you rely on your vehicle for commuting or family commitments.
Insurers often have preferred hire car providers, but you don’t have to wait for their approval. Contacting a solicitor promptly can help speed up the process. They can coordinate with the third party’s insurer to arrange a hire car immediately, so you’re not left stranded.
4. Failing to Document Everything Thoroughly
Neglecting proper documentation can result in complications later on. Always keep detailed records of:
- The accident, including photos of the scene and damage.
- All communication with insurers and hire companies.
- Receipts and agreements related to the hire car.
This evidence is crucial in ensuring that your claim covers the full cost of the hire vehicle and avoids disputes with the at-fault party’s insurer. Solicitors, such as those National Claims works with, can assist in compiling and presenting this evidence effectively.
5. Not Seeking Professional Legal Advice
Attempting to handle the entire process without expert guidance is one of the most significant mistakes you can make. Insurers may try to offer a lower settlement or deny liability, leaving you to cover hire car costs out of pocket.
Working with a solicitor ensures that your interests are protected. They will:
- Handle negotiations with insurers.
- Ensure your hire car costs are reasonable and fully recovered.
- Provide clarity on legal jargon and your rights.
National Claims specialises in connecting you with trusted solicitors who can manage your claim efficiently and help you avoid common pitfalls.
Why Choose National Claims?
At National Claims, we understand how overwhelming it can be to deal with the aftermath of an accident. Our team is dedicated to simplifying the claims process for you. We’ll connect you with experienced solicitors who specialise in car accident claims and hire car arrangements, ensuring you get the support and guidance you need.
When you work with us, you can rest assured that your claim is in capable hands. From securing a replacement vehicle to handling negotiations with insurers, we’ll be with you every step of the way.
Final Thoughts
Avoiding these five mistakes can make the process of arranging a hire car after an accident much smoother. Understanding your rights, acting promptly, and seeking professional legal advice are key steps in securing a fair outcome.
Don’t let the stress of an accident leave you feeling stranded. Contact National Claims today, and let us put you in touch with experienced solicitors who will guide you through your claim, from securing a hire car to receiving the compensation you deserve.
Contact us today to get a start on your claim and speak to one of our claims specialists.
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