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A personal injury claim arises when you suffer physical or psychological harm due to someone else’s negligence. This negligence could occur in various situations, from a car accident on the busy streets of London to a slip and fall in a poorly maintained shop. Regardless of the specifics, if another party’s actions (or inaction) directly led to your injury, you might be entitled to compensation.  

What Constitutes Negligence in a Personal Injury Claim?

Negligence, in the context of a personal injury claim, refers to a breach of duty of care owed by one person to another. Essentially, it means that someone failed to act responsibly, leading to foreseeable harm. Imagine a homeowner who doesn’t clear ice from their walkway, causing a visitor to slip and fracture a wrist. This homeowner has breached their duty of care to ensure the safety of visitors on their property, thus opening themselves to a potential personal injury claim.  

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Common Types of Personal Injury Claims in the UK

Personal injury claims encompass a wide range of incidents. Road traffic accidents, often caused by careless driving, are among the most frequent. Accidents in the workplace, such as falls from heights or injuries caused by faulty equipment, also contribute significantly to personal injury claims. Slips, trips, and falls in public spaces or private properties due to hazards like uneven pavements or wet floors represent another common category. Additionally, accidents resulting from defective products, medical negligence, or even assaults can lead to personal injury claims.  

The Process of Making a Personal Injury Claim

Navigating the personal injury claim process can seem daunting, but understanding the key steps can provide clarity and reassurance. The first crucial step is seeking medical attention to address your injuries and gather medical evidence, which will be vital for your claim. Once your health is stabilised, it’s time to consult with a solicitor specialising in personal injury cases. They will assess your situation, advise you on the validity of your claim, and guide you through the legal complexities.

Your solicitor will then gather evidence to support your claim, including accident reports, witness statements, and medical records. They will then present this evidence to the party responsible for your injury (or their insurance company) and negotiate a settlement on your behalf. If a satisfactory agreement cannot be reached through negotiation, your solicitor may initiate court proceedings to pursue your claim further.  

Gathering Evidence for Your Personal Injury Claim

Strong evidence is the cornerstone of a successful personal injury claim. This evidence serves to establish the negligence of the responsible party and the extent of your injuries and losses. If you’ve been involved in a road traffic accident, for instance, crucial evidence might include photographs of the accident scene, details of any witnesses, and the police accident report. For accidents occurring in public spaces, CCTV footage can be invaluable. In cases of workplace accidents, accident logs and risk assessments can play a significant role.  

Medical records are essential to document the nature and severity of your injuries, while pay slips and other financial documents can help quantify your financial losses due to the injury. Remember, thorough and well-organised evidence strengthens your claim and increases your chances of securing fair compensation.  

What Damages Can You Claim for a Personal Injury?

When making a personal injury claim, you can seek compensation for various damages, both financial and non-financial. General damages aim to compensate for the pain, suffering, and loss of amenity resulting from your injuries. These damages are calculated based on the severity of your injuries and their impact on your life. For example, a severe injury causing long-term disability would warrant higher general damages than a minor injury with a full recovery.  

Special damages cover the quantifiable financial losses you’ve incurred due to the injury. This can include loss of earnings if you were unable to work, medical expenses, travel costs to and from medical appointments, and the cost of care or assistance needed due to your injuries. It’s crucial to keep detailed records of all expenses related to your injury to accurately claim special damages.  

Calculating the Value of Your Personal Injury Claim

Determining the precise value of your personal injury claim is a complex process, as it depends on various factors unique to your situation. The severity of your injuries, the impact on your ability to work and enjoy life, and the extent of your financial losses all contribute to the calculation. Your solicitor plays a crucial role in assessing the value of your claim based on their experience, legal expertise, and knowledge of similar cases.  

Online resources and personal injury claim calculators can provide a rough estimate, but it’s essential to consult with a solicitor for a personalised and accurate valuation. They will consider all relevant factors, including your age, occupation, and the long-term prognosis of your injuries, to ensure you receive the maximum compensation you deserve.

Making a Personal Injury Claim with National Claims

At National Claims, we understand the profound impact that unexpected injuries can have on your life and the lives of your loved ones. If you have been injured in a public place due to someone else’s negligence, whether it be a slip and fall, an accident on public transport, or any other incident caused by a lack of care, we’re here to help.

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We recognise that every personal injury case is unique, and we’re here to offer you a free, no-obligation consultation to discuss your specific situation. During this consultation, we’ll listen attentively to your experience, gather relevant details about the incident, and assess the potential strength of your claim. Our team will then connect you with a qualified solicitor from our panel who specialises in personal injury claims, ensuring that you receive the expert legal representation needed to pursue your case effectively.

*Customers pay up to 25% (incl. VAT) of the amount recovered towards solicitor costs and if you cancel outside your cooling off period, you may be charged a fee.

Contact us today to speak to one of our claims agents who will be able to help you get started on your claim.

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