A car accident hit and run can be a distressing experience, leaving you feeling shaken and unsure of what steps to take next. It’s crucial to remain calm and act decisively to protect your rights and ensure your safety. This comprehensive guide will walk you through the essential steps to take after a hit and run car accident in the UK, empowering you to navigate this difficult situation and seek the compensation you deserve.
Ensuring Your Safety and Gathering Evidence
Your safety is paramount after a car accident hit and run. If possible, move your vehicle to a safe location, away from oncoming traffic. Check yourself and any passengers for injuries and call for medical assistance if needed. Even if you feel fine, it’s wise to seek a medical evaluation as some injuries may not be immediately apparent.
While the shock of the accident is still fresh, try to gather as much evidence as possible. Note down the make, model, and colour of the fleeing vehicle, along with any distinguishing features. If you managed to get a partial or full number plate, that’s even better. Look for any potential witnesses and obtain their contact information. Their accounts can be invaluable in corroborating your version of events.
Reporting the Incident to the Authorities
It’s crucial to report the car accident hit and run to the police as soon as possible. In the UK, you can do this by calling 999 if it’s an emergency or 101 for non-emergencies. Provide the police with all the information you have gathered, including the location, time of the incident, and details about the fleeing vehicle. They will provide you with a crime reference number, which you’ll need for insurance purposes and any potential legal action.
Remember, leaving the scene of a car accident hit and run without reporting it is an offense in itself. Reporting the incident not only helps the police in their investigation but also protects you from potential legal complications.
Notifying Your Insurance Company
Contact your insurance company promptly to report the car accident hit and run. They will guide you through the claims process and advise you on the necessary steps. Be prepared to provide them with the crime reference number and all the details you have about the incident.
It’s important to be honest and transparent with your insurer. Withholding information or providing false details can jeopardise your claim and lead to further complications. Â
Seeking Legal Advice
If you’ve been injured in a car accident hit and run, you may be entitled to compensation. Seeking legal advice from a specialist solicitor can help you understand your rights and navigate the claims process. A solicitor can assist you in gathering evidence, negotiating with insurance companies, and pursuing legal action if necessary.
Remember, there’s a time limit for making a personal injury claim after a car accident hit and run. In the UK, this is generally three years from the date of the accident. However, it’s advisable to seek legal advice as soon as possible to avoid missing any deadlines.
The Role of the Motor Insurers’ Bureau (MIB)
In cases where the hit and run driver cannot be traced, the Motor Insurers’ Bureau (MIB) may be able to help. The MIB is an organisation funded by the UK insurance industry to compensate victims of uninsured and untraced drivers. Â
To make a claim through the MIB, you’ll need to provide evidence that you’ve been involved in a car accident hit and run and that the driver cannot be traced. Your solicitor can assist you in gathering the necessary evidence and submitting your claim to the MIB.
Documenting the Aftermath
Documenting the aftermath of the car accident hit and run is crucial for supporting your claim. Take photographs of any damage to your vehicle and any injuries you sustained. Keep records of any medical treatment you receive, including doctor’s appointments, prescriptions, and therapy sessions.
Also, keep track of any expenses incurred as a result of the accident, such as vehicle repairs, transportation costs, and lost wages. These records will serve as evidence of your financial losses and help you claim the appropriate compensation.
Making a Road Traffic Accident Claim with National Claims
At National Claims, we understand the profound impact that road traffic accidents can have on your life and the lives of your loved ones. If you have been injured in an accident caused by another driver’s negligence, whether it be due to fatigue, distraction, or recklessness.
Free Consultation
We recognise that every road traffic accident case is unique, and we’re here to offer you a free, no-obligation consultation to discuss your specific situation. During this consultation, we’ll listen attentively to your experience, gather relevant details about the accident, and assess the potential strength of your claim.
Our team will then connect you with a qualified solicitor from our panel who specialises in road traffic accident claims, ensuring that you receive the expert legal representation needed to pursue your case effectively.
*Customers pay up to 25% (incl. VAT) of the amount recovered towards solicitor costs and if you cancel outside your cooling off period, you may be charged a fee.
Contact us today to speak to one of our claims agents who will be able to help you get started on your claim.
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