Living in a property affected by mould can have serious consequences for your health and wellbeing. If your landlord has failed to address mould issues despite being notified, you may be entitled to claim compensation for housing disrepair. In this article, we’ll explore how much you could claim, the impact of mould on your health, and how to start your claim with expert legal assistance.
What is Mould-Related Housing Disrepair?
Mould growth occurs due to excess moisture in a property, often caused by leaks, poor ventilation, or structural defects. If left untreated, it can spread rapidly, damaging walls, ceilings, and personal belongings. More importantly, prolonged exposure to mould can cause respiratory issues, allergies, and worsen existing health conditions such as asthma.
Under the Landlord and Tenant Act 1985, landlords have a legal duty to keep rental properties in a habitable condition. If they fail to repair leaks, fix ventilation issues, or address damp and mould problems after being informed, tenants have the right to take legal action.
Can You Claim Compensation for Mould in Your Home?
Yes, if your landlord has neglected their responsibility to maintain your property, you may be eligible to claim compensation for:
- Health issues caused by exposure to mould
- Damage to personal belongings, such as clothing, furniture, and electronics
- Financial losses, including increased heating bills due to damp conditions
- Distress and inconvenience caused by living in unhealthy conditions
You must provide evidence, such as photographs, medical records, and correspondence with your landlord, to support your claim.
How Much Compensation Can You Claim?
The amount of compensation you can claim depends on several factors, including the severity of the disrepair, its impact on your health, and the length of time the issue has persisted. Below are some estimated compensation amounts:
- Mild cases (occasional mould growth, minor health issues): £1,000 – £4,000
- Moderate cases (widespread mould, recurring health problems): £4,000 – £10,000
- Severe cases (serious health conditions, extensive damage, significant distress): £10,000 – £30,000+
Please Note : These figures are approximate and vary depending on individual circumstances. Seeking legal advice is essential to determine the potential value of your claim.
How to Make a Mould Housing Disrepair Claim
If you believe you have grounds for a claim, follow these steps:
- Report the issue to your landlord – Always notify your landlord in writing and keep a record of all communication.
- Gather evidence – Take photos of the mould, keep records of any medical issues, and note any financial losses incurred.
- Seek legal assistance – Contact housing disrepair solicitors who specialise in claims against negligent landlords.
- Begin the legal process – If your landlord does not take action, a solicitor can help you file a compensation claim.
At National Claims, we can connect you with experienced solicitors who will guide you through the claims process and ensure you receive the compensation you deserve.
Government Guidelines and Tenant Rights
The Homes (Fitness for Human Habitation) Act 2018 ensures that rental properties meet basic health and safety standards. If a landlord fails to maintain a property, tenants can take legal action.
According to gov.uk, tenants should report housing disrepair issues to their local council if their landlord refuses to act. Local councils have the authority to inspect properties and enforce necessary repairs.
How National Claims Can Help
At National Claims, we understand how stressful it can be to live in a mould-infested property. That’s why we’re here to help you get the compensation you deserve. Our team will connect you with expert solicitors who specialise in housing disrepair claims. They will handle the legal process, ensuring you have the best chance of success.
If you or your family have suffered due to mould-related disrepair, don’t wait. Contact National Claims today and take the first step towards a healthier home and rightful compensation.
Final Thoughts
Living with mould can severely impact your health and quality of life. If your landlord has neglected their duty to maintain your home, you have the legal right to claim compensation. By following the right steps and seeking professional help, you can hold your landlord accountable and improve your living conditions.
Contact National Claims today, and we will put you in touch with an expert solicitor who can guide you through the claims process.📞 Call us now free 0800 029 3849 or 📩 Submit an online enquiry to speak to our team. Your safety and well-being matter, and we’re here to help.
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