Living in a damp and mould-infested home isn’t just uncomfortable—it can be dangerous. Beyond the visible damage, mould exposure has been linked to serious health issues, including memory loss. If you’re a tenant in the UK suffering from such conditions, it’s crucial to understand your rights and the compensation you may be entitled to.
🧠 Can Mould Exposure Cause Memory Loss?
Yes, prolonged exposure to mould, especially in poorly ventilated homes, can lead to cognitive issues. Mould releases mycotoxins—harmful substances that, when inhaled over time, can affect brain function. Symptoms may include forgetfulness, difficulty concentrating, and even depression. The UK Health Security Agency has highlighted the health risks associated with damp and mould in homes, emphasising the importance of addressing these issues promptly.
🏠 What Are Your Rights as a Tenant?
Under the Homes (Fitness for Human Habitation) Act 2018, landlords are legally obligated to ensure that rental properties are safe and free from hazards, including damp and mould. If your landlord fails to address these issues, you have the right to take legal action. The government has also introduced “Awaab’s Law,” mandating social landlords to investigate and fix dangerous damp and mould within specific timeframes.
💷 How Much Compensation Can You Claim?
Compensation amounts vary based on the severity of the issue and its impact on your health and well-being. Here’s a general guide:
- Minor Issues: If the mould has caused inconvenience but no significant health problems, compensation might range from £500 to £5,000.
- Moderate Issues: For cases where mould has led to health issues like respiratory problems or minor cognitive effects, you could claim between 25% to 50% of your annual rent.
- Severe Cases: If mould exposure has resulted in serious health complications, including significant memory loss or other neurological issues, compensation can exceed £20,000, depending on the circumstances.
📝 Steps to Make a Claim
- Document the Issue: Take clear photographs of the mould and any damage caused. Keep records of medical visits related to mould exposure.
- Report to Your Landlord: Inform your landlord in writing about the issue, giving them a reasonable timeframe to address it.
- Seek Legal Advice: If your landlord fails to act, consult with legal experts specializing in housing disrepair claims.
- File a Complaint: You can escalate the matter to the Housing Ombudsman or take legal action through the courts.
🤝 How National Claims Can Assist You
Navigating the legal landscape can be daunting, but you don’t have to do it alone. National Claims connects you with experienced solicitors who specialise in housing disrepair cases. They’ll guide you through the process, ensuring you receive the compensation you deserve.
🔍 People Also Ask
Q: Can I claim compensation if my belongings are damaged by mould?
A: Yes, you can claim for damages to personal property caused by mould, including furniture, clothing, and electronics.
Q: How long does the claims process take?
A: The duration varies, but with proper documentation and legal support, many claims are resolved within a few months.
Q: Is there a time limit to make a claim?
A: Generally, you have up to six years to make a claim from the date the issue was first reported.
Don’t let mould compromise your health and well-being. If you’re experiencing memory loss or other health issues due to mould exposure, take action today. With the right support, you can hold negligent landlords accountable and secure the compensation you deserve.
Contact National Claims today, and we will put you in touch with an expert solicitor who can guide you through the claims process.📞 Call us now free 0800 029 3849 or 📩 Submit an online enquiry to speak to our team. Your safety and well-being matter, and we’re here to help.
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