Road traffic accidents (RTAs) can be distressing and overwhelming, but knowing the right steps to take can help protect your legal rights and ensure a smooth claims process. Whether it’s a minor bump or a serious collision, understanding your responsibilities and options is crucial. This guide provides actionable steps to take following an accident and how National Claims can assist you in seeking compensation.
Immediate Steps to Take After a Road Traffic Accident
1. Ensure Safety First
Your priority should always be safety. If possible, move your vehicle to a safe location to avoid further accidents. Turn on hazard lights and check for injuries.
- Call 999 if anyone is injured or if there is danger from leaking fuel or fire.
- Seek medical attention even if injuries seem minor, as some conditions may not manifest immediately.
2. Notify the Police
Under UK law, you must report an accident to the police within 24 hours if:
- Someone is injured.
- The other driver leaves the scene (hit and run).
- Property is damaged but no contact details were exchanged.
Failure to report an accident could result in legal penalties. You can report an accident online via the GOV.UK website.
3. Exchange Details
Collect the following details from all parties involved:
- Full name and address
- Vehicle registration number
- Insurance details
- Contact information
If there are any witnesses, ask for their contact details as well, as their statements can support your claim.
4. Gather Evidence
Strong evidence can significantly strengthen your case. Take the following actions:
- Photographs of vehicle damage, road conditions, and visible injuries.
- Dash-Cam footage, if available.
- Accident details, including time, date, weather conditions, and any contributing factors.
- Medical reports, if you receive treatment.
5. Notify Your Insurance Company
You must inform your insurer of the accident as soon as possible, even if you don’t intend to make a claim. Failure to do so might invalidate your policy.
Legal Obligations After an Accident
According to the Road Traffic Act 1988, drivers must stop at the scene and provide necessary information. Failing to do so may result in fines, penalty points, or even disqualification from driving.
If the other driver is uninsured, you can seek compensation through the Motor Insurers’ Bureau (MIB), which helps victims of uninsured or hit-and-run drivers.
Making a Claim for Compensation
If you were injured in the accident, you might be entitled to compensation for:
- Medical expenses
- Loss of earnings
- Rehabilitation costs
- Pain and suffering
To maximise your chances of a successful claim, it is recommended to seek legal advice from experienced solicitors. National Claims can put you in touch with expert solicitors who will guide you through the claims process and help you secure the compensation you deserve.
How National Claims Can Help
National Claims is committed to assisting accident victims by:
- Offering free initial consultations to assess your case.
- Connecting you with qualified personal injury solicitors who specialise in road traffic accident claims.
- Providing a no-win, no-fee service, ensuring financial risk is minimised.
For more information, visit National Claims to start your claim today.
Frequently Asked Questions (FAQs)
Q1: How long do I have to make a claim? A: In the UK, you typically have three years from the date of the accident to make a personal injury claim.
Q2: What if the accident wasn’t my fault? A: If you were not at fault, you could still claim compensation from the responsible party’s insurer.
Q3: Can I claim if I was a passenger? A: Yes, passengers involved in accidents can claim compensation regardless of which driver was at fault.
Q4: Will my insurance premiums increase if I make a claim? A: If you were not at fault, your premiums might not increase, but it is best to check with your insurer.
Road Traffic Accident Statistics
According to the latest report by the Department for Transport:
- There were 1,558 road fatalities in Great Britain in 2022.
- A total of 29,742 serious injuries were reported.
- Driver error was a contributing factor in 64% of accidents.
These statistics highlight the importance of safe driving practices and being prepared in the event of an accident.
Conclusion
Experiencing a road traffic accident can be stressful, but taking the right steps can protect your health, finances, and legal rights. Remember to prioritise safety, collect essential details, and seek professional legal advice to ensure you receive fair compensation. National Claims is here to help you navigate the process and connect you with trusted solicitors to support your claim.
If you’ve been involved in an accident, don’t delay—reach out to National Claims today for expert guidance and assistance.
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Excellent
This firm is excellent, they sorted out my car pay out and injury claim very fast, they always communicate with you all the time.
My accident case was dealt with confidence and with great result of the outcome, especially James kept me informed all the time.
I was very impressed at the way my inquiry was treated. I was listened to attentively and everything I needed to know was explained to me.
